
BankU India Limited has strengthened its leadership team with the appointment of Ambalika Roy as Director & Chief Business Officer. With over 20 years of experience across the digital payments ecosystem, banking alliances, and fintech partnerships, Ambalika brings a strong blend of strategic insight, execution capability, and industry relationships that will accelerate BankU India’s nationwide expansion.
She has worked with multiple organisations, including Phi Commerce, PayU, Razorpay, TWID, ING Vysya Bank, and more. During her tenure at Phi Commerce, she was responsible for setting up banking alliances and partnerships while evaluating potential partners for the non-banking team. She headed banking sales, where she defined and communicated targets.
Before that, she spent more than a decade at PayU, leading and scaling partnerships across PSU, private, cooperative, and multinational banks. Her experience in navigating India’s complex financial landscape positions her uniquely to advance BankU India’s mission of enabling digital and financial inclusion.
In her new role, she will lead national banking alliances, collaborations with NBFCs and insurance partners, and government-linked financial initiatives. Her leadership is expected to solidify further BankU India’s vision of building a trusted, scalable, and innovation-led fintech infrastructure for the country.

